Dennis Spain, L.Ac. Hawaii License #389

Acupuncturist | Herbalist | Math & Science Tutor | Writer

I have been extremely fortunate to follow on the path of my two phenomenal Chinese Medicine Teachers, Dr. Lam Kong, O.M.D. of San Francisco/Oakland, CA, and Dr. Angela Longo, Ph.D., L.Ac., of Hawaii and Thailand. They changed my life and I am very grateful to them. I am also a tutor, for almost forty years now, of mathematics, physics, and chemistry at all levels (including college if you can give me a week to prepare lessons in advance!)

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I am an avid student of Traditional Chinese Acupuncture and Herbology, Mathematics, Physics, Philosophy (specifically as it relates to our current cultural degradation), and Political Economy. Click below for more details on my interests and current projects

We must be prepared for a new monetary system, an honest one, when our present debt-based banking cartel collapses. Kindly read and critique this proposed Constitutional Amendment. But first, a little background...

From "The Truth in Money Book" by Theodore R. Thorsen and Richard F Warner:

QUOTE Someone had to borrow at usury to bring that money [checkbook balances, bills and coins] into existence. The money goes out of existence as the usury and the debt principal are paid back to the bank. These amounts are huge: several billion dollars go out of existence each day. [Actually this money goes into the reserve accounts of the Federal Reserve Banks, out of the hands of the public! This book was first printed in November 1980! The amounts which are withdrawn presently are much larger.] If the money is not replaced with new loans, a shortage occurs. Soon individuals and businesses experience serious cash flow problems. These result in more and more loan applications to banks---the only place where money is being created to replenish the supply" UNQUOTE

Here is a proposal for a possible solution----To Hell with Fractional-Reserve Debt-Based Banking Constitutional Amendment

(1) Rescind the Federal Reserve Act of 1913 and rename existing Federal Reserve notes and check book balances in all U.S. banking and credit-creating institutions on a 1-to-1 basis as U.S. Treasury dollars and U.S. Treasury-denominated bank balances. All currently existing financial contracts in the Federal Reserve Banking System, including United States Treasury Bonds, remain in effect. In order to maintain the quantity of currency in circulation during the transition period from debt-based currency to Treasury-issued currency, payments of principal and interest on any credit contracts not based on actual previous savings and which are in existence at the time of enactment of the amendment, are kept in a separate account at each financial institution possessing these contracts, and are distributed monthly to individual deposit holders at the banking institutions holding the contracts, proportionate to the minimum daily balance maintained in individual accounts in existence for the preceding month. Calculations of minimum daily balance in individual accounts will include any portion of account balances loaned to banks during that month.

(2) Henceforward, ex nihilo credit creation by banking and financial institutions in the United States is prohibited. Loans are required to originate from previous savings of U.S. Treasury dollar notes and U.S. Treasury-denominated bank balances which are to be held in and paid from specific sequestered accounts designated solely for lending by the various financial institutions, with interest charges and term limits to be determined solely by the contracting parties. Non-cash reserves held in the regional Federal Reserve Banks in accounts of the member institutions of the Federal Reserve System no longer form the basis for credit creation and are extinguished via accounting erasure. Cash reserves held by individual banks become the property of the respective institutions. Regional Federal Reserve Banks continue to provide check-clearing operations for the member banks. The U.S. Treasury supplies printed currency as needed by banks to replace any demands for cash by demand deposit account holders.

(3) Fund the U.S. government directly via Treasury-issued currency authorized by the Congress in its yearly federal budget. The borrowing of money from banking institutions to pay for federal government expenditures, including the issuance of Treasury Notes and Bonds to the Federal Reserve system of banks, to financial institutions, or to individuals, is prohibited. All outstanding Treasury Notes and Bonds are henceforward redeemed on demand via payment with U.S. Treasury Dollars.

(4) Abolish the Federal Income Tax on individuals, corporations, and business enterprises while maintaining a social security tax on individual incomes, and institute a federal sales tax with a varying yearly tax rate adjusted by the U.S. Congress in session, the sole aim of such adjustments being to maintain a stable or decreasing Consumer Price Index based on data collected by the Federal Government. Any such sales taxes taken in by the Federal Government are extinguished from the currency supply to keep the Consumer Price Index stable or decreasing and are not utilized for further funding. The Sixteenth Amendment to the U.S. Constitution is hereby rescinded.

(5) Clause 1, Article 1, Section 8 of the U.S. Constitution is amended to read as follows: The Congress shall have Power To collect Customs Duties on imports, uniformly applied throughout the United States.

(6) Clause 2, Article 1, Section 8 of the U. S. Constitution is rescinded.

(7) The adoption of this amendment does not prohibit the use by the citizens of the United States of any alternative currencies they should choose to use in their private or commercial transactions.


Traditional Chinese Medicine; Tutoring in Mathematics, Physics, Chemistry; Editing

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